I want to talk to you. I want to talk to you about enough. What is ‘enough’?
Enough is a problem.
Right now, I make ‘enough’ money. Enough to pay my bills, to have extra money, to do what I want – to a degree.
It is enough. It really is enough. But it’s funny because enough is enough until… it isn’t.
Then it’s a problem, then it’s not enough, then it’s a problem.
“The rent is too high!”
“I don’t have enough money!”
“These groceries are too expensive!”
Those sound like problems. It is almost like what you thought was enough – isn’t. All the while people told you,
“It’s the weekend.”
“You’re doing well for yourself.”
But that doesn’t serve you. Things always get worse, things always get more expensive. Life tends to kick you when youre down.
Wouldnt you rather have an excessive amount of money? Wouldnt you rather have the time to deal with these things?
Nah. Let’s go the safe route. Make good money, save, save, save and BOOM! Your life savings gets wiped out by one hospital bill!
That’s not okay!
And that illustrated the main problem.
What you need, is what most people consider ‘excessive’
When I first started at my current job, my income vs expenses was ‘excessive’ A year and a half later, it’s barely enough. Even though I’m a person who actively avoided growing my lifestyle – here I am, struggling.
The hard truth is that my income never really was enough. It was a fallacy, a falsehood, it was FAKE.
Even if you want to stay in the same place. Enough will never be enough. With inflation and rising costs, you’ll soon be treading water again. Add a couple rainy days and you’re drowning.
But if you want to GROW – it’s not going to be enough.
People have always told me that I want too much. I am too focused on money or other critiques of my character but, whatever. Those same people are complaining about their situation. I’m trying to out-hustle mine. And you should too!
People like to talk shit about the ‘super rich’ or the ‘1%’ but answer me this. Do those people ever have ‘problems’? That money can solve? No.
It’s never a concern when the rent is due. It’s never a problem when a family member falls ill. They never say that they can’t go somewhere or visit someone because they can’t afford to.
That never happens.
Because they have way more than enough.
That is what you NEED to weather the storm of life.
What if you had to save a stock of food to get you through the winter? Wouldn’t you rather have a bunch of food stockpiled to the point where you would say “I could survive 2 winters with all the food I’ve got!” How about surviving 5 or 10 winters?
Why the fuck would you have ‘just enough’? Why would you want to ration out your food all winter? What if everything doesnt go perfectly as planned? What if half your stockpile rots? What if a bear breaks in and eats half of it?
Who would you rather be? The guy with enough or the guy with 10 winters stocked up? Easy answer.
I’ve always been that guy. I never really had problems with money per se. For the majority of my life, I’ve been a big saver. I could squeeze a penny and make it cry. My problem was never in the saving or keeping of money like most people. My problem was earning. And not earning enough money is just as bad if not worse then blowing all your money.
Both of these things are pure monetary negligence.
If either your income or your expenses are suffering. You are.
You might just not know it yet.
You had better get to hustling because you’re going to need more. Way more than you can imagine.
I learned this the hard way. I even started thinking to myself “What could possibly go wrong?”
The following week, the head gasket was blown on my car and my insurance almost quadrupled.
Now I had a problem.
I was without a car, my insurance went through the roof and it effectively costs me 6 times what it used to for me to drive!
Who do you know that can take a hit like that and not have to restructure their finances? Not many people can. Because they are already teetering on the edge.
But I was prepared for this moment and I didn’t even know it. My credit was straight, my finances were good, money was put away and I had a decent income coming in. I was able to weather the storm without a hiccup. I was able to just buy another car and deal with it.
That’s just an example from my life. You have to be ready for that. Who knows what could happen to you?
Make sure you have your shit together and make sure you have WAY MORE than enough.
Because enough is never enough and it never fucking will be.